Your Financial Journey, Personally Guided

Making Mortgages Simple

Feeling overwhelmed by numbers, rates, and percentages? You’re not alone. Mortgages can be confusing—but they don’t have to be. 

 

At Halo Mortgages, my job is to make things simple, clear, and tailored to you. I’ll take the time to understand your goals and guide you through every step, so you always feel informed and in control.

 

Whether you’re buying your first home, moving to something new, or reviewing your current deal, you’ll have my full support from start to finish — one adviser, straight answers, and advice you can trust.

Your single point of contact from beginning to end

Why Choose Halo Mortgages?

At Halo Mortgages, the focus is on you—your goals, your timeline, and your peace of mind. Buying a home is one of life’s biggest milestones, whether it’s your very first step onto the property ladder or the next chapter for your family. The moment you hold the keys—or, in this case, your new home—should feel exciting, not overwhelming.

With over 13 years of experience across the property industry, I bring a deep understanding of the market from every angle, including estate agency, new homes, and mortgage advising. This background allows me to see the full picture and offer advice that’s not only professional, but personal—helping you make confident decisions that move you closer to your goals.

‘’Your home may be repossessed if you do not keep up repayments on your mortgage.’’

Here’s How I Can Help

Finding the Right Mortgage for Your Needs

I offer whole-of-market mortgage advice, giving you access to products from over 90 lenders. This means you’ll receive recommendations that are truly tailored to your needs—not limited by a single bank or provider.

Insurance Services

Protecting your home and family is just as important as finding the right mortgage. I work with a wide range of trusted insurance providers to offer cover that suits your needs—giving you peace of mind that, whatever life brings, you’re protected.

Guidance You Can Trust

Mortgages and finances can be complex, but getting the right advice doesn’t have to be. I provide clear, professional guidance throughout the process, helping you understand your options and make confident decisions for your unique situation.

Personal Service

You won’t be passed around a team—when you choose to work with me, you’ll have one dedicated adviser (that’s me) supporting you from our first conversation to completion. I’m here to answer your questions, guide you, and make the entire process as smooth as possible.

‘’ As with all insurance policies, conditions and exclusions will apply.’’

Whole of market

Access to over 90 lenders

From high street lenders and regional building societies to intermediary-only lenders, we’ve got the mortgage market covered.

Get in touch

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Landline: 0117 3130552

Mobile: 07795862780

E-mail: mo@halomortgages.co.uk

Address: Charlton Road, Bristol, BS15 1HA, United Kingdom

Halo Mortgages will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.

 

Why do you need my data and what will it be used for?

We need to know your basic personal data so we can contact you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.

 

Who is my data shared with?

Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.

 

How long do you keep my data for?

We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing your data. To do this, please contact mo@halomortgages.co.uk.

 

What are my rights?

You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at compliance@sdlgroup.co.uk. If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: https://ico.org.uk

IMPORTANT INFORMATION: FRAUD WARNING
We will never send you an email asking you to transfer money or requesting
your bank details. We will never ask you to transfer deposit money to your
solicitor.
If you receive an email claiming to be from us and asking for you to transfer
money, please take no further action and phone us immediately.
Your solicitor or another professional involved in your property transaction
may request this, but you should always seek confirmation from them directly
that the email is genuine before sending any payment.

Your home may be repossessed if you do not keep up repayments on your mortgage.
As with all insurance policies, conditions and exclusions will apply
You may have to pay an early repayment charge to your existing lender if you remortgage.

Halo Mortgages is a trading style of Munmohan Bhambra, who is an appointed representative of Stonebridge Mortgage Solutions
Ltd, which is authorised and regulated by the Financial Conduct Authority.
Proprietor: Munmohan Bhambra
FCA Number 1043432 - Registered Office: 57 Charlton Road, Bristol, BS15 1HA. 
There may be a fee for arranging a mortgage, and the precise amount will depend on your circumstances. 

The maximum fee payable is £495, and this will only be charged upon receipt of your mortgage offer from the lender.
 

 

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